Terms & Conditions

Last Updated: March 2026

These Terms and Conditions (the “Terms”) govern your access to and use of the website located at amfcap.com, including all content, features, functionality, communications, materials, forms, and services made available through or in connection with such website by AMF Capital, S.A., its affiliates, associated persons or entities, and any natural or legal person acting for, on behalf of, under the instruction of, or in coordination with any of them in connection with the provision, promotion, administration, marketing, brokerage, development, support, or operation of their services (collectively, “AMF,” “we,” “us,” or “our”). By accessing, browsing, or using the website, or by submitting information through it, you acknowledge that you have read, understood, and agreed to be bound by these Terms, as may be amended from time to time, to the extent permitted by applicable law.

1. Acceptance of Terms

By using this website, you confirm that you are at least 18 years old and have the legal capacity to enter into binding agreements. If you do not agree to these Terms, please do not use our website.

2. Use of Website

You agree to use this website only for lawful purposes. You must not:

• Use the website in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to our systems or networks
• Transmit viruses, malware, or other harmful code
• Scrape, copy, or reproduce website content without permission
• Use automated systems (bots, scrapers) to access the website

3. Property Information

All information regarding properties, developments, projects, investments, listings, opportunities, services, or related matters displayed on this website is provided solely for general informational and illustrative purposes and does not constitute a binding offer, commitment, representation, warranty, legal advice, tax advice, immigration advice, financial advice, investment advice, or other professional advice of any kind. While we may update the website from time to time, we do not represent or guarantee the accuracy, completeness, reliability, suitability, timeliness, continued availability, or current status of any property listing, price, availability, specification, rendering, floor plan, feature, amenity, timeline, delivery estimate, projected return, yield, legal status, permitting status, or any related statement or material appearing on the website. All properties, projects, reservations, offers, pricing, terms, and availability are subject to prior sale, prior lease, reservation, withdrawal, modification, approval, or change at any time without notice. Any purchase, lease, reservation, investment, or transaction relating to a property or service is subject to separate written agreements, applicable approvals, verification, legal review, and due diligence, and shall not be deemed finalized or binding unless and until formally executed by the relevant parties in writing.

4. Intellectual Property

All content, materials, and elements available on or through this website, including, without limitation, text, copy, descriptions, graphics, logos, trade names, trademarks, service marks, images, photographs, renderings, videos, audio, designs, layouts, compilations, databases, documents, downloadable materials, software, source code, functionality, and the overall look and feel, selection, coordination, and arrangement thereof (collectively, the “Content”), are owned by, licensed to, or otherwise used with authorization by AMF Capital, S.A., its affiliates, associated persons or entities, or its licensors, and are protected by applicable copyright, trademark, trade dress, database, unfair competition, and other intellectual property and proprietary rights laws. Except as expressly permitted in writing by us, no part of the Content may be copied, reproduced, republished, uploaded, posted, transmitted, displayed, distributed, translated, adapted, modified, reverse engineered, framed, mirrored, exploited, or used to create derivative works, whether for commercial or non-commercial purposes.

5. Third-Party Links

Our website may contain links to third-party websites (e.g., Google Maps, social media platforms, partner sites). We are not responsible for the content, privacy practices, or terms of these external sites. Accessing third-party links is at your own risk.

6. Disclaimer of Warranties

THIS WEBSITE, ALL CONTENT, AND ALL MATERIALS, INFORMATION, FEATURES, FUNCTIONALITY, COMMUNICATIONS, AND SERVICES MADE AVAILABLE THROUGH OR IN CONNECTION WITH IT ARE PROVIDED ON AN “AS IS,” “AS AVAILABLE,” AND “WITH ALL FAULTS” BASIS, WITHOUT ANY REPRESENTATION, WARRANTY, CONDITION, OR GUARANTEE OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY, COMPLETENESS, RELIABILITY, AVAILABILITY, NON-INFRINGEMENT, OR THAT USE OF THE WEBSITE WILL BE SECURE, UNINTERRUPTED, TIMELY, ERROR-FREE, OR FREE OF VIRUSES, MALWARE, OR OTHER HARMFUL COMPONENTS. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, AMF EXPRESSLY DISCLAIMS ALL SUCH REPRESENTATIONS, WARRANTIES, CONDITIONS, AND GUARANTEES. NOTHING CONTAINED ON THIS WEBSITE SHALL BE CONSTRUED AS LEGAL, TAX, IMMIGRATION, INVESTMENT, FINANCIAL, REAL ESTATE, OR OTHER PROFESSIONAL ADVICE, NOR SHALL ANY CONTENT ON THIS WEBSITE BE RELIED UPON AS A SUBSTITUTE FOR INDEPENDENT PROFESSIONAL OR LEGAL ADVICE TAILORED TO YOUR SPECIFIC CIRCUMSTANCES.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, AMF CAPITAL, S.A., ITS PARENT COMPANY, SUBSIDIARIES, AFFILIATES, RELATED OR ASSOCIATED PERSONS OR ENTITIES, SHAREHOLDERS, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, REPRESENTATIVES, CONTRACTORS, ADVISORS, LICENSORS, SERVICE PROVIDERS, AND ANY PERSON OR ENTITY ACTING FOR OR ON BEHALF OF ANY OF THE FOREGOING SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, CONSEQUENTIAL, OR PUNITIVE DAMAGES OF ANY KIND, NOR FOR ANY LOSS OF PROFITS, REVENUE, INCOME, OPPORTUNITY, GOODWILL, REPUTATION, BUSINESS, DATA, USE, ANTICIPATED SAVINGS, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF, RELATING TO, OR IN CONNECTION WITH YOUR ACCESS TO, USE OF, INABILITY TO USE, OR RELIANCE ON THIS WEBSITE, ANY CONTENT, ANY COMMUNICATION, OR ANY MATERIAL, FUNCTIONALITY, OR SERVICE MADE AVAILABLE THROUGH OR IN CONNECTION WITH IT, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, STATUTE, OR ANY OTHER LEGAL THEORY, EVEN IF AMF HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

WITHOUT LIMITING THE FOREGOING, AMF SHALL NOT BE RESPONSIBLE OR LIABLE FOR ANY ERRORS, OMISSIONS, DELAYS, INTERRUPTIONS, INACCURACIES, SYSTEM FAILURES, UNAUTHORIZED ACCESS, CYBERSECURITY INCIDENTS, VIRUSES, MALWARE, LOSS OR CORRUPTION OF DATA, THIRD-PARTY ACTS OR OMISSIONS, OR FOR ANY DECISION, ACTION, OR TRANSACTION TAKEN OR NOT TAKEN BY YOU IN RELIANCE ON THE WEBSITE OR ITS CONTENT.

8. Real Estate Transactions

Any purchase, sale, lease, reservation, investment, relocation, or other real estate-related transaction or service referenced on this website is subject to a separate written agreement, legal review, verification, due diligence, and, where applicable, regulatory or contractual approvals. Nothing contained on this website constitutes or shall be construed as legal advice, tax advice, immigration advice, investment advice, financial advice, real estate advice, a binding offer, a commitment, a promise of outcome, an offer to sell, or a solicitation to buy, lease, reserve, or invest in any property, development, project, or related service. All property sales, leases, reservations, investments, and related services are subject to applicable Panamanian laws and regulations, as well as the specific terms, conditions, approvals, disclosures, and obligations set forth in the definitive written agreements executed by the relevant parties. We strongly recommend that you consult with qualified legal, tax, immigration, financial, and real estate advisors of your own choosing before making any relocation, purchase, reservation, lease, or investment decision.

9. Indemnification

You agree to indemnify, defend, and hold harmless AMF Capital, S.A., its parent company, subsidiaries, affiliates, related or associated persons or entities, shareholders, directors, officers, employees, agents, representatives, contractors, advisors, licensors, service providers, and any person or entity acting for or on behalf of any of the foregoing (collectively, the “Indemnified Parties”) from and against any and all claims, demands, actions, proceedings, investigations, liabilities, damages, judgments, settlements, fines, penalties, losses, costs, and expenses of any kind, including reasonable attorneys’ fees and legal costs, arising out of, relating to, or in connection with: (i) your access to, use of, misuse of, or inability to use the website; (ii) your violation of these Terms or any applicable law or regulation; (iii) any information, content, or materials submitted, transmitted, or otherwise provided by you; (iv) your infringement, misappropriation, or violation of any rights of any third party; or (v) any negligent, unlawful, fraudulent, or wrongful act or omission by you. AMF reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in such case, you agree to cooperate fully with AMF in the defense of such matter.

10. Governing Law & Jurisdiction

These Terms are governed by the laws of the Republic of Panama. Any disputes arising out of or relating to these Terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of Panama.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to this page with an updated "Last Updated" date. Your continued use of the website after changes constitutes acceptance of the modified Terms.

12. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

13. Contact Information

For questions about these Terms, legal notices, or website-related requests, contact us:
AMF Capital
Email: info@amfcap.com
Website: amfcap.com